Life insurance protects your family’s future.

Life insurance covers the financial needs of your loved ones in the event that something unfortunate should happen to you. Obtaining life insurance is one of the most important things you can do to create financial security for your dependents. We work with you to calculate how much life insurance you need to protect your family and help you decide which type of policy is best for you.

• Term Life — Provides coverage for a certain time period. You choose the term. Meant to replace income and pay off large bills.

• Universal & Indexed Universal Life —Allows owner to invest their premiums, allowing for the possibility of the cash value to increase.

• Whole Life — Premium remains the same for as long as you live. Death benefit is guaranteed. Cash value grows at a guaranteed rate.

• Single Premium Life — A lump sum is paid into the policy for a guaranteed death benefit.

• Simplified Issue — Allows you to skip a medical exam. Instead, you answer a health questionnaire.

• Final Expense-Burial Insurance — Smaller death benefit meant only to pay for funeral and burial costs. Comes as simplified or guaranteed issue making it easier for seniors with health issues to get approved.

No matter which type of policy you choose, having life insurance assures that your family will have financial support should the unexpected occur. Don’t wait – request your personalized quotes now.

Hospital Indemnity insurance plans were designed to assist with covering the out-of-pocket cost associated with Medicare Advantage and a hospital stay. You will help design a plan that will suit the needs of the client and pay benefits on a hospital stay, an ambulance trip, outpatient surgery, skilled nursing copays, and even has coverage for critical ailments like cancer and stroke.

To complete your clients’ coverage, Premier offers a variety of affordable dental, vision and hearing plans that offer immediate access to basic and preventative services. These plans are not tied to any network!

Our teeth, vision, and hearing are all vital parts of our overall health and quality of life. Unexpected problems can be painful, inconvenient, and expensive. Not only that but original Medicare doesn’t provide coverage for these services.

“You have Cancer” are three of the most devastating words anyone can hear. It usually means you are in a fight for your life. Cancer treatment is continually changing and offers many alternative options. Those options are usually very expensive and can often be outside of the coverage your health plan provides.

Our cancer plans offer lump sum cash payouts upon diagnosis of most cancers. That money is often used for those unexpected expenses like upkeep of the home, costs associated with your treatments, or something as simple as paying for the gas to travel to your next appointment.